Cyber insurance questionnaire primer
Overview
Applications became detailed—prepare data room proactively.
Collect
MFA coverage %, EDR vendor, backup immutability yes/no, IR retainer vendor, prior claims history, revenue, employee count.
Integrity
Wrong answer voids coverage later—“reasonable care” clauses brutal post-breach.
Process
Security + Finance + Legal alignment before submit; broker cc’d.
Renewal
Start 90 days early—carriers tightening 2024–2026 cycle markets.
Deliverable
Internal master answers JSON/Sheet updated per control change—export per carrier form.
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